Making Tax Digital

Making Tax Digital,
Without the Headache

MTD for Income Tax is here — quarterly updates instead of one yearly return, mandatory from April 2026 for sole traders over £50k. Traddie keeps your income and expenses as digital records, totals them by quarter, files VAT returns direct to HMRC (beta), and shows your estimated tax bill as you earn.

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Quarter by quarter

Your figures are ready before the deadline is

MTD means four updates a year instead of one return. Traddie totals your income and expenses into the right quarters as you work, shows the deadline for each, and gives you the profit figure — so when an update is due, the hard part is already done.

  • Income and expenses split into the four MTD quarters
  • Each quarter’s submission deadline shown clearly
  • Profit calculated for you, ready to check and file

MTD for Income Tax

Quarterly updates · 2026/27

Quarter 1

6 Apr – 5 Jul · filed

£12,280

Quarter 2

6 Jul – 5 Oct · due 7 Nov

£13,570

Quarter 3

6 Oct – 5 Jan · due 7 Feb

£6,700

Qualifying income

Last 12 months

£68,400

Figures ready to file →

Get MTD-ready while you run the business

You don’t need to become an accountant. Traddie keeps the records straight so the figures are there when you need them.

Know if MTD applies

Traddie tracks your qualifying income over 12 months and tells you the date you’ll need MTD — based on the £50k, £30k and £20k thresholds.

Quarterly figures

Income and expenses are totalled into the four MTD quarters with the deadline for each, so you know what to submit and when.

Digital records by default

Every quote, invoice and scanned receipt becomes a digital record automatically — the record keeping MTD requires.

Profit at a glance

See your profit per quarter as it builds, so there are no surprises when the deadline comes around.

File VAT direct to HMRC (beta)

The 9-box VAT return is built from your invoices and expenses — review it, adjust if needed, and submit to HMRC from inside Traddie.

Know your bill before it lands

A live estimate of your income tax and National Insurance, with a suggested monthly amount to put aside — and your likely CIS refund if you subcontract.

VAT return filing from Traddie is live in beta, and quarterly Income Tax filing is built and going through HMRC’s approval process. Until Traddie appears on HMRC’s recognised software lists, confirm final figures with your accountant and file income tax updates via recognised software or your accountant. Read HMRC’s MTD guidance.

Why tradespeople get MTD-ready with Traddie

See the exact date MTD applies to you
Income and expenses already split into MTD quarters
Digital records kept automatically as you work
No spreadsheets to wrestle with at quarter-end
Clean figures to hand to your accountant or software
VAT and CIS kept correct behind the scenes

Frequently asked questions

What is Making Tax Digital for Income Tax?

MTD for Income Tax is an HMRC programme that changes how self-employed people and landlords report income. Instead of one Self Assessment a year, you keep digital records and send HMRC a short update every quarter using compatible software, followed by a final declaration after the tax year ends.

When does it start, and does it affect tradespeople?

It’s phased in by income: from April 2026 for qualifying income over £50,000, April 2027 over £30,000, and April 2028 over £20,000. Tradespeople working as sole traders are squarely affected, which is why Traddie tracks your income and flags your date.

Does Traddie file directly with HMRC?

VAT returns: yes — Traddie builds the 9-box return from your records and submits it to HMRC (currently in beta). Income Tax quarterly updates: the filing is built and going through HMRC’s approval process now; until Traddie is on HMRC’s recognised list, your figures are ready to file via your accountant or recognised software. Always confirm final numbers before filing.

How does Traddie keep my records MTD-ready?

Every quote, invoice and scanned receipt you create becomes a digital record automatically. Traddie sorts income and expenses into the correct quarters, calculates VAT and CIS, and shows your profit as it builds — so when an update is due, the figures are already there.

Be ready for Making Tax Digital

Keep tidy digital records from today, and let the quarterly figures take care of themselves.

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